Terms and Conditions
Last Updated: [14/06/2024]
Welcome to Thome Community Sacco Limited (“we,” “our,” or “us”). By accessing or using our website (thomecommunitysacco.org) and our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our website and services.
1. Acceptance of Terms
By accessing or using our website and services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.
2. Eligibility
Membership in Thome Community Sacco Limited is open to individuals who meet our eligibility criteria. By applying for membership or using our services, you represent and warrant that you meet the eligibility requirements and that all information you provide is accurate and complete.
3. Membership Obligations
As a member of Thome Community Sacco Limited, you agree to:
- Comply with our bylaws, rules, and regulations
- Maintain the minimum share capital requirements
- Make regular contributions and repayments as required
- Keep your contact information and personal details up to date
- Notify us of any changes that may affect your membership or eligibility
4. Use of Our Website and Services
4.1 Permitted Use You may use our website and services for lawful purposes only. You agree not to:
- Use our website or services for any fraudulent or illegal activities
- Interfere with or disrupt the operation of our website or services
- Gain unauthorized access to our systems or networks
- Use our website or services to transmit any harmful or malicious code
4.2 Account Security You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach.
5. Loans and Financial Services
5.1 Loan Applications Loan applications are subject to our approval process and criteria. By applying for a loan, you agree to provide accurate and complete information and to comply with our loan terms and conditions.
5.2 Loan Repayments You agree to make timely loan repayments according to the agreed schedule. Failure to repay loans on time may result in penalties, additional charges, and legal action.
6. Fees and Charges
You agree to pay all applicable fees and charges associated with your membership and the use of our services. We reserve the right to modify our fees and charges at any time, with notice provided to members.
7. Intellectual Property
All content on our website, including text, graphics, logos, and images, is the property of Thome Community Sacco Limited or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from our website without our prior written permission.
8. Limitation of Liability
To the fullest extent permitted by law, Thome Community Sacco Limited shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
9. Indemnification
You agree to indemnify and hold harmless Thome Community Sacco Limited, its directors, officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to your use of our website or services, your violation of these Terms and Conditions, or your violation of any rights of a third party.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Kenya, without regard to its conflict of law principles. Any disputes arising out of or related to these terms shall be subject to the exclusive jurisdiction of the courts of Kenya.
11. Changes to Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website and services after any changes constitute your acceptance of the revised terms.
12. Contact Us
If you have any questions or concerns about these Terms and Conditions or our services, please contact us at:
Thome Community Sacco Limited
PCEA Thome Church
+254 790 551 410
info@thomecommunitysacco.org
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
